The National Defense Authorization Act of 2016 includes major changes to the military retirement system. The changes are currently slated to take effect in 2018, with eligible service members having the entire year to choose whether to retain their current benefit structure or opt in to the new system. If you are an active-duty officer or enlisted member of the military, here are some key facts to know about the impending changes:

Getting divorced can impact your life in several ways, but directly affecting your credit is not one of them. The banks and credit rating agencies do not consider marital status when determining your creditworthiness. So, your credit status did not change when you got married, and it will not change when you get divorced.